Karma is not a system of divine reward and punishment, but rather a natural law of cause and effect operating at physical, mental, and spiritual levels. The Chandogya Upanishad explains karma as 'as you sow, so shall you reap' - a universal principle of action and reaction.
Think of karma like gravity - it's not punishing you when you fall, it's simply a law of nature. Every action creates corresponding reactions, not as punishment but as natural consequences. This includes our thoughts and intentions, not just physical actions.
Modern psychology recognizes similar patterns in how our choices and actions shape our character and future experiences. Karma is thus a sophisticated understanding of causality that encourages personal responsibility and conscious living.
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